Eugene Renter's Insurance

Renter’s Insurance in Eugene & Springfield

As a renter in Eugene, renter’s insurance is important to not only insure your items and valuables, but to also protect you from any liability. (Your landlord will most likely require it as well.)

Renter’s Insurance and Car Break-ins

Did you know that your renter’s insurance covers the cost of any personal items that may be stolen from your car when parked on your property? Auto insurance covers your vehicle but renter’s insurance covers the contents – one more reason to ensure you have the correct level of coverage for renter’s insurance…you are protecting your possessions!

We can insure the following types of rental dwellings:

  • Single Family Dwellings
  • Multiple Family Dwellings
  • Condominiums
  • Unrelated Occupants (up to 3)
  • Town Classes 1-10
  • Manufactured Homes or Mobile Homes


Renter’s insurance is actually very flexible and there are coverages for a variety of specialties, including Identity Theft Restoration, Additional Living Expenses, Musical Instrument coverage, Lock Replacement and more.

Renter’s Insurance can also cover you if you have a home business or home day care, even though you are renting, as long as you properly include this in your coverage. That’s why it is so important to have an agent that you can stay in touch with and communicate any changes to. We’ll help you adjust to any changes over time.

Coverages we can offer:

  • Personal Property Coverage $15,000 to $300,000
  • Minimum Deductible of $250 (all peril)
  • Liability Coverage up to $500,000
  • Guest Medical Coverage
  • Scheduled Personal Property (jewelry, furs, watches and guns)
  • Additional Living Expenses
  • Theft, Vandalism, Fire and Smoke, Water Damage
  • Personal Property Replacement Coverage
  • Identity Theft Restoration
  • Increased Coverage on Business Property
  • Additional Interested Parties (Trust, Property Management Company or Landlord)
  • Business Pursuits Coverage
  • Home Day Care
  • Silverware Theft Coverage
  • Musical Instrument Coverage
  • Lock Replacement
  • Cameras
  • Office, Private Schools or Studio on Premises
  • Waterbed Liability
  • Coverage for Securities and Money
  • Sports Equipment Coverage, Electronic Data Coverage and Building Improvements
  • Portable Cellular Coverage


There are even discounts related to Renter’s Insurance as well. If you have multiple policies or extra protection on your home, you can save.

Contact us today for your Eugene Renter’s Insurance needs and we’ll customize your coverage to bring you peace of mind. Peace of mind is priceless…but it’s even better at a great rate!

Discounts we can offer:

  • EZ Pay
  • Multiple Policy
  • Protective Device Discount (Dead-Bolt Locks, Smoke Detector and Fire Extinguisher)
  • Burglar Systems, Fire Alarm Systems and Sprinkler System Discounts